For creators who pay editors, chatters, photographers, managers and assistants

Most creators find out in January they never asked for a W-9.

Paysheet keeps everyone a creator pays and every payment, sorted the way the forms need them: what is yours to report on a 1099-NEC and what the payment app reports on its 1099-K. It flags a payment made before the W-9, a “friends and family” send, and lists the January forms with their box 1 amounts and backup withholding owed.

Open the demo See pricing

Opens in this browser with an invented creator already in it. No account, no email address, nothing installed.

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The problem

A creator who pays people is a payer.

Pay a non-employee $2,000 or more for services in a year — the line for tax years after 2025 — and a 1099-NEC goes to them and the IRS by January 31. How the money was sent decides whose form it is: card and goods-and-services app payments are the app’s 1099-K. Bank transfers, cheques, cash and friends-and-family sends are yours. And a W-9 comes first, or 24% backup withholding applies.

$2,000

in a year to a non-employee, and a 1099-NEC is owed, for tax years after 2025.

IRS 1099-NEC instructions →

January 31

the date the form is due to the contractor and the IRS.

IRS 1099-NEC instructions →

24%

backup withholding owed on payments made with no taxpayer ID on file.

Will not record a W-9 that is incomplete.

A W-9 is written down only when it is complete — the date, SSN or EIN, the last four digits and signed. A payment made before the W-9 is flagged as it is written down. Marking a 1099-NEC sent is refused without a complete W-9. There is no override.

How it works

Contractors, payments, January

Add each contractor

Person, LLC or corporation, and their W-9 — the last four digits only.

Write down each payment

The amount and how it was sent. Paysheet sorts it into yours to report or the app’s 1099-K.

Work the January list

The 1099-NECs with box 1 amounts and the due date, backup withholding owed, and who needs none and why.

What it will never do

It lists what is owed. It files nothing.

The signed W-9 stays in your files. Paysheet keeps the ID type and last four digits only.

No full SSNs.The last four digits only.

No filing.You send the forms; Paysheet gives you every amount.

It is not an accountant.Not tax advice.

It never touches a payment.The licence is for software.

Pricing

Priced per creator

No January scramble for W-9s.

Most creators

One creator

$39/year

One creator and everyone they pay.

W-9 before the first payment
1099-NEC or 1099-K sorted
The January list

Studio

$79/year

A small studio paying a team.

Everything in One creator
Backup withholding owed
Export for your accountant

Yearly licence. Your bank statement says Paysheet Software. Refunded in full on request within 30 days. Your licence key is emailed to you within two working days of payment.

Checkout is our own bitcoin server, not a card processor — nobody we had to apply to and nobody who can close the account. The button takes you straight to it. Give your email address there — that is where your key is sent.

Questions

The ones we actually get asked

I paid my chatter by app. Do I send a 1099?

If it went through the app’s goods-and-services button, the app reports it on its 1099-K. A friends-and-family send is still yours.

Does a corporation get a 1099-NEC?

Generally not, with exceptions such as attorneys. Paysheet lists them under who needs none.

What if I already paid before the W-9?

Paysheet flags it and shows the backup withholding that would have been owed.

Is this tax advice?

No. It is the list you wish you had kept.

What do I actually get when I pay?

The demo on this page is the whole program, running on invented records. Paying gets you a licence key — one line of text, emailed to the address you give at checkout within two working days. Paste it into the program and from then on it keeps your own records. Until then, nothing you type into it is kept.

The key is checked inside the page, on your own machine. It never calls us, so there is still no account and nothing about your business goes anywhere. If you ever stop paying, your records stay exactly where they are, read-only, and Export still hands you every one of them.