For adult content merchants registered with one or more acquirers

Three acquirers. Three registrations. Three calendars.

Tariff lists every acquirer that registered you in the card scheme’s high-risk program, with its fee and yearly reassessment date, works out each month what the program should have cost at each acquirer’s rates against what the statement charged — and will not close a month with a statement missing, a charge unexplained or a reassessment overdue.

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Opens in this browser with an invented merchant already in it. No account, no email address, nothing installed.

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The problem

Nobody remembered the reassessment.

Adult content sits in the top tier of Visa’s integrity risk program. Each acquirer registers you for a fee, charges per transaction and on volume, and reassesses you every year. Spread across several acquirers, the fees hide in statements and the reassessment dates hide in emails — until an account is frozen or the year’s cost turns out to be twice the guess.

Tier 1

Adult content (MCC 5967) is in the program’s highest-risk tier, with a yearly reassessment.

PaymentCloud, 2026 →

$950

registration fee per provider since April 2024, up from $500.

PaymentCloud, 2026 →

$0.10 + 0.10%

per transaction plus a share of total volume — every month, with every acquirer.

PaymentCloud, 2026 →

Will not close a month that does not add up.

Not a reminder. Close the month refuses, with each acquirer named, while any acquirer active that month has no statement typed in, charged something other than its rates say with no note, or has a yearly reassessment overdue. A closed month is frozen. There is no override.

How it works

Register, reconcile, renew

List each acquirer

The day it registered you, its fee, its per-transaction and volume rates. The reassessment date follows from them.

Type each statement

Transactions, volume and the program charges. Tariff shows what the rates say and the gap, if any.

Close the month, see the year

Closed months are frozen. The real cost page adds twelve months of fees and charges and shows them as a share of what you processed.

What it will never do

It reads statements. It touches no card.

Tariff keeps monthly totals you type from your own statements.

No cardholders.No names, no card numbers, no transactions. Monthly totals only.

Not your acquirer.It does not register you or reassess you. It keeps the dates and the money.

The rates are yours to set.Starting figures come from a processor’s guide. Use what each acquirer actually charges.

It never touches a payment.The fee for Tariff is flat and it is for software.

Pricing

Priced per merchant, flat

However many acquirers you carry.

Merchant

$15/month

One merchant account holder.

Every acquirer registration
Monthly statement check
Close gate, no override

Most merchants

Merchant plus

$25/month

Several acquirers.

Everything in Merchant
Twelve-month real cost
Export for your accountant

Group

$59/month

Several merchant entities under one owner.

Everything in Merchant plus
One copy for each entity
Priority support

Flat fee, billed monthly. Never a share of volume. Your bank statement says Tariff Software. Your licence key is emailed to you within two working days of payment.

Checkout is our own bitcoin server, not a card processor — nobody we had to apply to and nobody who can close the account. The button takes you straight to it. Give your email address there — that is where your key is sent.

Questions

The ones we actually get asked

Where do the starting figures come from?

A payment processor’s guide updated in January 2026, not Visa itself. Set each acquirer to what it actually charges you.

Does a reassessment cost the fee again?

Tariff counts the fee again at each yearly reassessment by default. If your acquirer does not charge it, set that acquirer’s fee accordingly.

What if a statement includes something else?

Type the program charges and a note saying what the difference is. A gap with no note stops the month.

Is this financial advice?

No. It is a calendar that argues with you.

What do I actually get when I pay?

The demo on this page is the whole program, running on invented records. Paying gets you a licence key — one line of text, emailed to the address you give at checkout within two working days. Paste it into the program and from then on it keeps your own records. Until then, nothing you type into it is kept.

The key is checked inside the page, on your own machine. It never calls us, so there is still no account and nothing about your business goes anywhere. If you ever stop paying, your records stay exactly where they are, read-only, and Export still hands you every one of them.

Open the demo at month end

July and August closed with every statement agreeing. September will not: Northgate’s statement was never typed in, First Meridian charged $212 more than its rates with no explanation, and Harbor’s yearly reassessment fell due on the 21st and nobody recorded it.

Open the demo See pricing