For performers, creators and independent dancers paid through several platforms and apps

A 1099-K shows gross. It never matches the bank.

Postbag lists everyone who paid you and the form each owes — 1099-K, 1099-NEC, 1099-MISC or none, and why — ticks them off as they arrive, checks each against the payer’s own figures and the payer’s gross against the bank, and drafts the corrected-form request in plain words when a form counted personal payments.

Open the demo See pricing

Opens in this browser with an invented performer already in it. No account, no email address, nothing installed.

Open the free demo →

The problem

Five payers, three kinds of form, one January.

A payment app or marketplace sends a 1099-K over $20,000 in more than 200 transactions — and may send one below it. A card processor sends one whatever the amount. A business paying fees sends a 1099-NEC. A 1099-K shows gross, before fees, refunds and chargebacks, and a form that counted payments from friends and family over-reports income that was never income. Those are the mismatches that turn into IRS notices.

$20,000

and more than 200 transactions: the 1099-K threshold — though a form may arrive below it.

IRS →

Gross

is what a 1099-K reports: before the platform’s fees, refunds and chargebacks.

January 31

the date every copy is due to you.

Will not close a year that does not add up.

Not a reminder. Close the year refuses, with the reason named, while a required form is missing past its date, a form disagrees with the records and no correction was asked for, or the money does not reconcile to the bank and is not explained. There is no override.

How it works

Payers, forms, the year

List who paid you

Each payer, its kind, and from its year-end dashboard: gross, payments, fees, refunds, personal payments, and what reached the bank.

Tick off the forms

The form each owes, when it arrived and what it says. A mismatch gets a drafted correction request to copy and send.

Close the year

Every payer on one page for whoever does the return.

What it will never do

It drafts the request. It sends nothing.

Postbag writes the correction request; you copy it and send it yourself.

No platform link.You type the year-end figures from each dashboard.

No sending.Requests are drafted for you to copy.

It is not an accountant.All business income is reported whether or not a form arrives.

It never touches a payment.The licence is for software.

Pricing

Priced per year

Less than the first IRS notice costs to answer.

Most performers

One performer

$19/year

One performer, every payer.

The form each payer owes
Gross reconciled to the bank
Correction requests drafted

Studio

$49/year

A small studio with several earners.

Everything in One performer
A year per earner
Export for your preparer

Yearly licence. Your bank statement says Postbag Software. Refunded in full on request within 30 days. Your licence key is emailed to you within two working days of payment.

Checkout is our own bitcoin server, not a card processor — nobody we had to apply to and nobody who can close the account. The button takes you straight to it. Give your email address there — that is where your key is sent.

Questions

The ones we actually get asked

Why does my 1099-K not match my bank?

It shows gross, before fees, refunds and chargebacks. Postbag works the difference out and asks for a note when it still does not reconcile.

The form counted money from friends.

Personal payments are not income. Postbag drafts a corrected-form request that names them.

A club never sent its 1099-NEC.

Postbag flags it past its date. The income is still reported.

Is this tax advice?

No. It is the inbox you wish you had kept.

What do I actually get when I pay?

The demo on this page is the whole program, running on invented records. Paying gets you a licence key — one line of text, emailed to the address you give at checkout within two working days. Paste it into the program and from then on it keeps your own records. Until then, nothing you type into it is kept.

The key is checked inside the page, on your own machine. It never calls us, so there is still no account and nothing about your business goes anywhere. If you ever stop paying, your records stay exactly where they are, read-only, and Export still hands you every one of them.

Open the demo before April

The invented performer is paid through five places: a 1099-K that counted $1,200 of personal payments, a platform whose figures miss the bank by $310, and a club that never sent its 1099-NEC. Postbag will not close the year until each is settled.

Open the demo See pricing