For adult sites, cam operators and creator platforms applying for a merchant account

Most declines are one missing page or one missing month.

Attache checks the whole list a high-risk underwriter works down — the right merchant category code, the billing descriptor, every required page on your site, your ID and bank letter, and three straight months of bank and processing statements — and will not mark the package sent until all of it is there. Every package and its answer is kept.

Open the demo See pricing

Opens in this browser with an invented operator already in it. No account, no email address, nothing installed.

Open the free demo →

The problem

An adult merchant account is underwritten by hand.

Processors in this market ask for the same things every time: a photo ID, three months of bank statements and three of processing statements, and a site with a refund policy, terms, a privacy policy and 2257 compliance. On top of that the card brands set the code: Visa requires merchant category code 5967 for adult content, and a miscoded merchant faces enforcement. One gap and it is weeks with no card payments.

3 + 3

months of bank statements and of processing statements an adult processor asks for, with ID, a refund page, terms, privacy and 2257 compliance.

PaymentCloud →

MCC 5967

the merchant category code Visa requires for adult content, AI-generated included.

LegitScript →

Enforcement

what a miscoded merchant faces under the card brand’s rules.

LegitScript →

Will not send a package the underwriter will decline.

Not a reminder. Mark sent refuses, with the reason named, while the code is not 5967, the descriptor is missing, a required site page fails, or any document or month of statements is missing. A sent package is frozen. A decline cannot be recorded without its reason. There is no override.

How it works

Site, documents, package

Check your site

The eight pages underwriters require, and the four declines turn on next, each with its address and the date you checked it.

Add the documents

ID, bank letter and each month of statements. Files are fingerprinted in your browser; Attache keeps only the name, size and fingerprint.

Send the package

When every line is green, mark it sent. Record the answer when it comes, and the reason if it is a no.

What it will never do

It checks the package. It does not hold your files.

Attache keeps a fingerprint of each document, never the document, and never a bank or card number.

No files kept.The name, size and SHA-256 fingerprint only. The file stays on your disk.

No processor link.Nothing is sent to any acquirer. You send the package yourself.

It is not a lawyer.The acquirer decides. Attache gets the package complete.

It never touches a payment.The pack is for software.

Pricing

Priced per application

One pack covers one application and its resubmissions for 90 days.

Most operators

One pack

$79 per pack

One application, 90 days of resubmissions.

The full underwriting checklist
Documents fingerprinted, not kept
Send gate, no override

Three packs

$199 for three

Applying to several acquirers at once.

Everything in One pack
A package per acquirer
Past applications and outcomes

One-time payment. Your bank statement says Attache Software. Refunded in full on request within 30 days if no package has been marked sent. Your licence key is emailed to you within two working days of payment.

Checkout is our own bitcoin server, not a card processor — nobody we had to apply to and nobody who can close the account. The button takes you straight to it. Give your email address there — that is where your key is sent.

Questions

The ones we actually get asked

Why 5967?

Visa requires merchant category code 5967 for adult content, including AI-generated content. An application under another code is the first thing that gets it declined.

Which months of statements?

Three consecutive months, the latest ending no more than 45 days before the application.

Does Attache upload my documents?

No. It reads each file in your browser to fingerprint it and keeps only the fingerprint.

Is this legal advice?

No. It is the checklist the underwriter is already using.

What do I actually get when I pay?

The demo on this page is the whole program, running on invented records. Paying gets you a licence key — one line of text, emailed to the address you give at checkout within two working days. Paste it into the program and from then on it keeps your own records. Until then, nothing you type into it is kept.

The key is checked inside the page, on your own machine. It never calls us, so there is still no account and nothing about your business goes anywhere. If you ever stop paying, your records stay exactly where they are, read-only, and Export still hands you every one of them.

Open the demo before you apply

The invented operator is coded 5815 instead of 5967, has no refund page and no 2257 statement, a month missing from the processing statements, and no bank letter. Attache will not let the package go until every one is fixed.

Open the demo See pricing