What a lender asks a self-employed borrower for, worked and gathered before it is asked
The business
How it is set up, how long it has run, and a plain description for an underwriter who has never seen one.
Returns
Each year's Schedule C figures, the signed return fingerprinted, and the cash flow a lender works from it.
Year to date
A profit and loss for this year so far, when the last return is getting old.
The packet
Cash flow, trend, monthly income and the checklist on one page for the lender or landlord.